Buy

Find Your Home
in Greater Victoria

Whether you're a first-time buyer, relocating from another province, or upgrading to your dream home, Andrew and the Victoria Property Group will guide you through every step of the buying process.

Schedule Buyer Consultation

Guides

Buyer Resources

The Buying Process

Step-by-step guide from pre-approval to closing day.

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First-Time Buyers

Programs, incentives, and guidance for first-time buyers.

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Property Transfer Tax

BC PTT rates, exemptions, and first-time buyer relief.

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Who We Help Buy

Every buyer has different needs. We match our approach to your situation, whether you're purchasing your first condo or your fifth investment property.

First-Time Buyers

New to homeownership? We walk you through every step, from pre-approval to keys in hand.

Relocating Buyers

Moving from another city or province? We help you find the right community before you arrive.

Investors

Rental properties, multifamily, and development opportunities across Greater Victoria.

Luxury Buyers

Oceanfront estates, custom homes, and premium properties in Victoria's most coveted neighbourhoods.

Process

The Home Buying Process

01

Get Pre-Approved

Before you start looking, connect with a mortgage broker to understand your budget. We can recommend trusted local professionals.

02

Define Your Needs

Budget, location, size, commute time, schools, and lifestyle priorities. We help you narrow your search to the communities that fit.

03

Tour Properties

We schedule showings based on your criteria, provide neighbourhood context, and help you compare options objectively.

04

Make an Offer

We prepare a competitive offer based on current market data, negotiate on your behalf, and guide you through the contract.

05

Due Diligence

Home inspection, appraisal, title review, and any conditions. We manage the timeline and keep everything on track.

06

Closing Day

Final walkthrough, signing, and keys. We coordinate with your lawyer, mortgage broker, and moving company for a smooth closing.

Buyer Frequently Asked Questions

How much do I need for a down payment in Victoria?
For properties under $500,000, the minimum down payment is 5%. For properties between $500,000 and $1.5 million, it's 5% on the first $500,000 and 10% on the remainder. Over $1.5 million, the minimum is 20%. First-time buyers may qualify for the BC First-Time Home Buyer program, which helps with the property transfer tax.
Can I buy a home in Victoria before I move?
Absolutely. Many of our clients purchase before they arrive. We offer virtual tours, video walkthroughs, and detailed neighbourhood reports. We can also arrange preview trips timed to show you the best options in person. For military and corporate relocations, we often work with your timeline to ensure your home is ready when you arrive.
What are closing costs in British Columbia?
Budget approximately 1.5% to 3% of the purchase price for closing costs. This includes the property transfer tax (which varies), legal fees, home inspection, appraisal, and title insurance. First-time buyers may be exempt from the property transfer tax on homes under a certain threshold. We provide a detailed cost estimate before you make an offer.

Ready to Buy in Victoria?

Book a free buyer consultation with Andrew. We'll discuss your goals, budget, timeline, and the communities that best fit your needs.

Call or Text

1-250-589-2897